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"contents": "<span style=\"font-weight: 400;\">‘I was starving. I had nothing to feed myself or my family, and I asked myself how long I could sustain a life of begging mall patrons just for a few rands to buy some bread. The answer was simple: I had to quit [begging] immediately and instantly find a tenable alternative,” Chauke tells Daily Maverick.</span>\r\n\r\n<span style=\"font-weight: 400;\">Every weekday morning, Chauke has a bath and heads for either of the 3 Protea Gardens, Jabulani or Maponya malls where he found himself some work 17 years ago.</span>\r\n\r\n<span style=\"font-weight: 400;\">Chauke joins the queue at the ATMs, and when he gets to the front, he goes to the back of the queue to find a customer to sell his front position to, then he joins the queue at the back again until he reaches the front. He sells each spot for R20, but often accepts less as some people tell him they do not have loose change and end up giving him whatever they have.</span>\r\n\r\n<span style=\"font-weight: 400;\">In the 17 years that Chauke has been at his job, he said he has not stopped looking for work. On a very good day, Chauke takes home R300. On other days, he takes home R120 or less.</span>\r\n\r\n<span style=\"font-weight: 400;\">“In all three malls, my business is controlled by the number of cars in the parking bay. Many cars mean more people and more customers,” Chauke said.</span>\r\n<h4><b>Pensioners</b></h4>\r\n<span style=\"font-weight: 400;\">Pensioners who are Capitec Bank customers at any of the three malls do not have to suffer in the queue at ATMs when Chauke is on shift. When he identifies frail pensioners and those who are struggling to walk, he offers them his spot at the front of the queue.</span>\r\n\r\n<span style=\"font-weight: 400;\">“I have seen many of them faint in the queue, and it’s always a sorry sight because of their age. Since then, I took it upon myself to offer them my spot... Some pensioners will then give me R5, which is okay,” said Chauke.</span>\r\n\r\n<span style=\"font-weight: 400;\">Most pensioners appreciate his services and even send him on errands at the malls, to which he politely obliges.</span>\r\n\r\n<span style=\"font-weight: 400;\">Chauke’s soft side and generosity quickly become evident during a conversation with him.</span>\r\n\r\n<span style=\"font-weight: 400;\">“Remember these gogos and mkhulus are our parents here in Soweto,” he says.</span>\r\n<h4><b>Capitec</b></h4>\r\n<span style=\"font-weight: 400;\">On why he chose Capitec ATMs, Chauke said he noticed that Capitec catered for all classes and always had long queues at its ATMs.</span>\r\n\r\n<span style=\"font-weight: 400;\">“I guess my decision on Capitec was also influenced by the fact that I consider Capitec Bank as our traditional bank. As I said, I really like the fact that the bank caters for all social classes,” said Chauke.</span>\r\n\r\n<span style=\"font-weight: 400;\">When asked what influenced his decision on which mall to head for, Chauke said that over the years, he had mastered customer engagements at Capitec ATMs in all three malls.</span>\r\n\r\n<span style=\"font-weight: 400;\">“I am closer to the Protea Gardens mall, but I know when to be at Maponya, Jabulani and when I am in Protea Gardens,” he said.</span>\r\n\r\n<span style=\"font-weight: 400;\">Over the years, Chauke has cultivated good relationships with his clients, especially pensioners. </span>\r\n<h4><b>Unemployment</b></h4>\r\n<span style=\"font-weight: 400;\">Chauke said he had been looking for work since his 20s and never had any luck. Unemployment was taking a toll on him and his family. They often went hungry.</span>\r\n\r\n<span style=\"font-weight: 400;\">Chauke is among millions of unemployed people who are actively searching for work. He says he does not get tired and continues to look for work.</span>\r\n\r\n<span style=\"font-weight: 400;\">“But since my Capitec initiative 17 years ago, most days I am now able to put food on the table,” said Chauke.</span>\r\n\r\n<span style=\"font-weight: 400;\">“When I did not find work, I had to find something really quickly, but I must add that doing what I do has not killed my passion for work. I am still searching for work, and until I find work, I will not leave what I am doing,” Chauke said. </span>\r\n\r\n<span style=\"font-weight: 400;\">Asked if he knew anyone else who did what he does, Chauke said not where he was based.</span>\r\n\r\n<span style=\"font-weight: 400;\">In the fourth quarter of 2024, South Africa’s </span><a href=\"https://www.statssa.gov.za/?p=18028\"><span style=\"font-weight: 400;\">unemployment rate</span></a><span style=\"font-weight: 400;\"> stood at 31.9%, a minor decrease from the previous quarter’s 32.1%, according to Statistics South Africa. </span>\r\n\r\n<span style=\"font-weight: 400;\">Chauke has two children, aged 24 and 28. The rest of his family is scattered around Soweto, and none have been in a position to help him, despite his big heart. In fact, as a result of widespread unemployment, some of his cousins are in a similar situation.</span>\r\n\r\n<span style=\"font-weight: 400;\">“If I did not quit and find myself this little opportunity at Capitec, I risked being called a nyaope addict. All beggars are categorised as such, whether they smoke nyaope or not. I could not take that risk.”</span>\r\n\r\n<span style=\"font-weight: 400;\">Asked about their queues, the head of brand and communications at Capitec, Asha Patel, said, “We are aware of the long queues that can occur at our ATMs, particularly around paydays. As the bank with the largest ATM network in South Africa, with over 8,382 ATMs and [deposit and withdrawal non-cash terminals] nationwide, we are continually expanding to meet growing demand.</span>\r\n\r\n<span style=\"font-weight: 400;\">“In addition, we have standardised our ATM pricing across all banks, allowing Capitec clients to access over 30,000 ATMs nationwide for a flat fee of R10 per R1,000.”</span> <b>DM</b>",
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